The Retirement Puzzle Framework
We will put that puzzle together with you
Retirement isn’t one decision. It’s several pieces working together.
🧩 Debt Pieces
A strategy to eliminate or properly structure debt before retirement.
🧩 Protection Pieces
Ensuring your spouse and family remain secure.
🧩 Income Pieces
Guaranteed income streams that create predictability.
🧩 Tax Pieces
Positioning assets to reduce long-term tax exposure.
🧩 Legacy Pieces
Creating a smooth transfer of wealth.
When the pieces are aligned correctly, the retirement picture becomes clear and secure.